fuck you, All State

[threeplusfire]

Apparently it's perfectly legal in the state of Texas for insurance companies to add other family members to one's auto policy and lay the burden of proof upon the consumer to prove them wrong.

My younger sister purchased an auto policy through All State recently. They somehow decided to add me to her policy, indicating their information showed she had an older sister who lives at home and could be driving her car. When pressed, they would not admit where they obtained this information. (Which really, is rather out of date as I have not lived at my mother's home in four years, I'm married and have my own car & insurance through USAA.)

Apparently, the burden of proving them wrong rests with my sister and mother who must now jump through hoops to have my name removed and the rates returned to normal. My mother contacted the state insurance board today to question the legality of this company's actions and was assured it's all above board. However, this smacks of deceit and greed to me. I would encourage you to be wary when choosing your auto insurance.

Comments

[baseproduct.livejournal.com]

This happened to me when my dad got new insurance. Just send them a copy of your driver's license (which has your current address on it... right?) and they'll remove you. I believe they're required to refund the premiums they were paying for you, if any have been paid.

[jonqui.livejournal.com]

That really sucks. No wonder scummy insurance salesmen are such a cliche.
Jennifer just called to tell me the biker moron's insurance people will give us more than enough money to fix the car. We are quite releived.

[n-o-m-i-c.livejournal.com]

I'd so cancel my policy in a heartbeat if my insurance company pulled that, and go elsewhere.

On the other hand, I would imagine just the strong threat of cancellation would make them more willing to comply with the customer's desire.

[midnightfae.livejournal.com]

And that, among other reasons, is why I keep my insurance through USAA.