threeplusfire: (rickman black & white)
[personal profile] threeplusfire
We refinanced our house this evening. Our house purchase was really a profoundly lucky thing. We managed to buy something after the market went down a little but before they stopped giving out loans like candy. I don't think we would have been able to buy a house for ages otherwise. So our payments went down and we shaved a bit off the interest rate, so yay. It is sort of horrifying to think I might be paying this mortgage until I'm fifty nine. Waah.

The weather changed overnight. Yesterday it must have been ninety degrees and today it's rather chilly. It's nice though. I open up all the windows.

Since it was that kind of day, I did a lot of cooking. I made an unusual potato salad. I roasted some sweet potato chunks and a red onion, as well as a big poblano. The poblano I pureed with some garlic, olive oil, lime juice and salt. Then I mixed everything with some black beans and sliced bell pepper. I learned I dislike sweet potato but Mike likes it. Next time I'm going to use red potatoes.

Silver lining?

Date: 2009-10-10 03:41 pm (UTC)
From: [identity profile] bizetsy.livejournal.com
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<iIt is sort of horrifying to think I might be paying this mortgage until I'm fifty nine. Waah.</i>

Does it help at all to think that if you were renting, you'd still be paying at 59 (and after, every month) for a place in which you'd still have no equity or final say?

Mortgages are a big responsibiltiy, for sure; I just know silver linings help me, and I'm hoping help you.

Re: Silver lining?

Date: 2009-10-10 05:40 pm (UTC)
From: [identity profile] tsarina.livejournal.com
The economics of it aren't in any doubt. The mortgage isn't any worse than the rent, and our utility bills are a third of what they were apartment living. We're lucky to both be free of any student loans. The only thing that bothers me is just the passage of time.

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